Financial Disclaimer

Last updated: July 2026

Not Financial Advice

The information provided by Ticker Talk ("the Service") is for general informational and educational purposes only. It should not be construed as personalized investment advice, financial advice, trading advice, or any other sort of professional advice.

Ticker Talk does not recommend or endorse any securities, investment strategies, or trading decisions. No investment advice, no trading advice, no recommendations.

No Professional Relationship

Use of the Service does not create a fiduciary relationship, an investment advisory relationship, or any other professional relationship between you and Ticker Talk. We are not registered as investment advisers, broker-dealers, or financial planners.

Investment Risks

All investments involve risk, including the potential loss of principal. You should carefully consider your investment objectives, level of experience, and risk appetite before making any investment decisions.

Key risks include but are not limited to:

• Market risk and volatility
• Loss of principal
• Liquidity risk
• Interest rate risk
• Company-specific risk
• Economic and geopolitical risks

AI-Generated Analysis

The Service uses an AI model to select research tools and explain SEC-reported facts. AI systems have inherent limitations:

• Not infallible: AI can make errors, misinterpret data, or draw incorrect conclusions
• Source interpretation: The model can choose the wrong concept, period, or filing context even when the underlying source is correct
• No prediction: A filing-backed historical answer is not a forecast, recommendation, or guarantee of future results

Data Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of any data displayed in the Service. Data may be delayed, incomplete, or contain errors. Inspect the cited filing, date, period, unit, and SEC accession before relying on an answer.

Third-Party Data

The current beta relies primarily on SEC EDGAR and SEC XBRL source data, together with third-party hosting, authentication, and AI-model services. Source documents, parsed facts, and generated explanations can each contain errors or omissions.

Consult a Professional

Before making any investment decisions, you should consult with a qualified financial advisor, tax professional, or other professional who can provide personalized advice based on your individual circumstances.

No Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

Limitation of Liability

IN NO EVENT SHALL TICKER TALK, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INVESTMENT LOSSES, TRADING LOSSES, OR OTHER FINANCIAL DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO:

• Reliance on any information or analysis provided
• Decisions made based on AI-generated research
• Execution of trades based on information from the Service
• Data inaccuracies or delays
• Service interruptions or technical issues

Your Responsibility

You are solely responsible for:

• Your own investment decisions
• Conducting your own due diligence
• Understanding the risks involved in any investment
• Determining the suitability of any investment for your situation
• Complying with applicable laws and regulations

Regulatory Notices

Ticker Talk is not registered with the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulatory authority. The Service is not intended for use by residents of countries where such use would be contrary to local laws.

Contact

If you have questions about this disclaimer, please contact us at legal@tickertalk.io.